Payment Policy

Last updated: Jan 04, 2026

At Bagnisia, we prioritize a secure, seamless, and transparent payment experience. This Payment Policy explains how we handle transactions, authorization, security, refunds, and other related processes to ensure customer confidence while shopping on our website.

This policy applies to all orders processed through our website within the United States.

Accepted Payment Methods

Bagnisia currently accepts the following payment methods:

  • Major Credit Cards and Debit Cards (MasterCard, Visa, American Express, Union pay)

All payment methods are processed securely via authorized and trusted payment gateways.

Payment Authorization

When you place an order, Bagnisia or our payment processor may authorize the payment method to ensure that funds are available. Authorization may appear as a temporary hold on your account, which is released after the transaction is completed.

Authorization does not guarantee the completion of an order if there are issues such as stock unavailability or suspected fraud.

Transaction Security

We maintain robust security measures for all transactions:

128-Bit SSL Encryption

All sensitive information, including card details and personal data, is encrypted using 128-bit Secure Socket Layer (SSL) technology during transmission to prevent unauthorized access.

Secure Socket Layer (SSL)

Our website uses SSL protocols to establish a secure and encrypted connection between your browser and our servers, ensuring data confidentiality.

PCI DSS Compliance

Bagnisia and our payment processors comply with the Payment Card Industry Data Security Standard (PCI DSS), which governs secure handling, processing, and storage of payment card data.

Tokenization

Where supported, sensitive card details are replaced with a unique token. This reduces exposure to sensitive data and enhances security for recurring payments and stored cards.

Currency

All payments are processed in USD (United States Dollar). Prices displayed on the website are in USD and include any applicable taxes unless otherwise specified.

Order Modification & Cancellation

Orders can only be modified or canceled before payment is completed or before shipment.

Once an order has been confirmed and processed, modification requests will be reviewed on a case-by-case basis. Cancellations after shipment must follow our Return And Refund Policy.

Failed Transactions

If a payment attempt fails:

  • Confirm that the payment details entered are correct
  • Contact your bank or card issuer to ensure sufficient funds or permissions
  • Retry payment using a valid payment method

Refunds & Returns

Refunds for canceled or returned orders are issued following our Return And Refund Policy. All refunds are processed to the original payment method in USD. Please allow 10 business days for the refund to reflect, depending on your bank or card issuer.

Fraud Prevention & Right to Cancel

Bagnisia reserves the right to cancel or place on hold any order if:

  • The payment method appears fraudulent
  • Suspicious activity is detected
  • Unauthorized or invalid transactions are suspected

We may require additional verification before completing the order to protect both our customers and our business.

Taxes & Fees

Applicable sales tax is automatically calculated at checkout based on your shipping address.

Bagnisia does not charge hidden fees. Additional taxes or fees imposed by local, state, or federal authorities are the responsibility of the customer.

Chargebacks & Disputes

If a chargeback is initiated:

  • Bagnisia will investigate the transaction with the payment processor
  • Customers are encouraged to contact our support team to resolve disputes directly before initiating a chargeback

Unfounded chargebacks may result in cancellation of future orders.

Subscriptions & Recurring Payments

For subscription products or services:

  • Payments will be automatically charged based on the agreed billing cycle
  • Customers can cancel subscriptions in accordance with the subscription terms
  • All recurring payments are processed securely and adhere to the same standards outlined in this policy

Updates to This Policy

Bagnisia reserves the right to update or modify this Payment Policy at any time.

All updates will be posted on this page with the effective date. Customers are encouraged to review this policy periodically for any changes.

CONTACT US

For questions regarding payments, failed transactions, refunds, or disputes, contact us

Business Name: Bagnisia
Business Hours: Monday – Friday, 09:00 AM – 05:00 PM (GMT-05:00)
Email: support@bagnisia.store
Business Address: 609 NE Francesca Ln, Boca Raton Florida 33487, United States